《雅思听力60大高频场景》全书分为5章和两个附录，第1章是罗列了一些雅思听力要点笔记，为备考雅思的学生指点迷津。第2~4章中包括了60个话题，根据难度分成了3章，分别是基础听力（收集历年雅思听力真题Section 1的15个高频话题）、提高听力（收集Section 2和Section 3的30个高频话题）和冲刺听力（收集Section 4的15个高频话题）。第5章中是8套真题，用以检验考生的学习效果。

　　正文节选

　　Topic 5 咨询购买保险

　　Part 1

　　The Health Insurance Resource Centre is designed to help consumers make informed decisions when purchasing health insurance for themselves and their families.

　　The centre provides basic information on various types of health insurance plans available, and up to date information to evaluate and compare various health insurance options and companies. We’ve also included links to other websites that provide relevant information to help consumers make informed and reasoned decisions.

　　The New York Consumer Guide to Health Insurers contains a ranking of HMOs and health insurers based on complaint statistics and enrollee satisfaction surveys and includes information on the number of successful appeals to independent external review agents. These appeals result from decisions to deny benefits based on medical necessity grounds or classification of procedures as experimental or investigational.

　　We hope that the information provided will assist you in your efforts to learn about the health insurance.

　　Part 2

　　Life insurance cover provides a lump sum to your family in the event of death or terminal illness of the life insured. Life insurance is available to people aged between 17 and 69 and can usually be renewed until the policy anniversary date before their 99th birthday.

　　Term life insurance helps to protect the life insured’s family by providing a lump sum in the event of death, which could be used to meet needs.

　　Add up all your current debts to one figure and this is our starting point. From here, depending on individual circumstances, we might add in educations cost of children, funeral costs and medical expenses. The last but not the least point to take into account is the future income requirements to the family. This last point is very important as many families struggle to survive after the death of the main income generator into the family.

　　Part 3

　　Adviser: Good morning, may I help you?

　　Customer: Good morning. I’d like to consult about your insurance services.

　　Adviser: Ok, please sit down. We can offer you various insurance, for example, property insurance, life insurance and health insurance. Then what kind of insurance do you need?

　　Customer: Actually I bought a new car recently, so I decide to insure it. But I really don’t know how much should I buy. Could you give me some guidelines?

　　Adviser: Sure. We have seven different types of car insurance ranging from $200 to $1,000 per month. You can choose the right one according to your economic capacity.

　　Customer: Em, I see. What about the compensation, if there are some traffic accidents, how much compensation could I get?

　　Adviser: According to the regulations, the compensation rate for traffic accidents varies widely. You can get at most 80% compensation.

　　Customer: Could I have full details of the seven types of car insurance you offer?

　　Adviser: Sure, you can find out all the information you want in this brochure.

　　Customer: Ok, I will read carefully. En…I would like to choose the third type of insurance.

　　Adviser: Fine, please fill out this form first. I will do other formalities for you then.

　　……